Insurance & Payments

Find a payment solution that works for your budget.

We require full payment at the time of service. Please call us if you have questions about our accepted forms of payment.

Accepted Forms of Payment

  • Visa
  • MasterCard
  • American Express
  • Discover Card
  • Cash
  • Personal checks (with proper identification)
  • Pet insurance (see below)
  • CareCredit (see below)
  • Scratchpay (see below)

Wellness Plans

Wellness plans are a great way to save on your annual visits. We have various plan options, depending on your budget and the stage of your pet’s life.

Wellness plans also complement most types of pet insurance. Please ask us for more information.

Insurance Options

Pet insurance works well in cases of injury and illness. Pet insurance premiums are typically paid on a monthly basis and can be used to help offset some of your pet’s treatment costs.

When using pet insurance, payment is due when services are rendered and then your insurance company will reimburse you if applicable.

If you're looking for a pet insurance provider, we suggest checking out Trupanion, ASPCA Pet Insurance, Nationwide Pet Insurance, PetPlan, or Pawlicy Advisor.

CareCredit

CareCredit is a healthcare credit card designed to help you pay for your pet’s health and wellness over time instead of having to pay for everything all at once.

Your CareCredit card can be used for a variety of veterinary procedures, including:

  • Exams
  • Spay and neutering
  • Dental cleaning
  • Parasite control and prevention
  • Medication
  • Vaccinations
  • Surgical procedures
  • And more

Learn more at CareCredit.com.

Scratch Pay

A veterinary loan company, Scratch Pay is not a credit card and does not affect your credit score when you apply for approval. Scratch Pay can be easily done from any smartphone, after a treatment estimate from Animal Clinic of Oxford has been provided. Apply now at scratchpay.com.

"So thankful for Dr. Ryan! We had a scare on a Wednesday night, after hours. Our 2 year old dog experienced a seizure. We had never seen experienced anything like it and had no idea what to do. We had never seen Dr. Ryan before or been to his clinic, but Animal Clinic was the first recommendation for after hour/emergency vet care. Dr. Ryan answered right away and walked us through the night. He was so patient (even after my phone calls dropped 10 times lol), and really put us at ease. He wanted what was best for not only the pup, but us too. We saw him first thing the next morning. He was so diligent in explaining everything to me, and answering all of my questions. We definitely have a new forever vet! Thank you Dr. Ryan!"

Ida A.

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